Insurance Coverage for Your rodeo
Comprehensive protection options designed specifically for recreational rodeos and bull ridings.
Get Your Free QuoteCoverage Options
Choose the coverage that fits your riding style and needs. Mix and match options for complete protection.
- Theft protection at home, on trails, or in transit
- Vandalism and malicious damage
- Fire and smoke damage
- Weather events (hail, flood, wind)
- Falling objects and debris
- Animal collisions
- Single-vehicle accidents
- Multi-vehicle collisions
- Trail and off-road incidents
- Rollover protection
- Coverage regardless of fault
- Repair or replacement value
- Bodily injury liability
- Property damage liability
- Legal defense costs
- Medical expenses for others
- Coverage for lawsuits
- Peace of mind while riding
- Hospital and doctor bills
- Emergency room visits
- Surgery and treatment costs
- Rehabilitation expenses
- No fault determination required
- Coverage for passengers
- Hit-and-run protection
- Uninsured driver coverage
- Underinsured driver coverage
- Property damage protection
- Medical expense coverage
- Lost wages compensation
- Performance engine upgrades
- Custom exhaust systems
- Suspension modifications
- Frame and body upgrades
- Lighting and electrical mods
- Wheels, tires, and accessories
Models We Cover
We insure all rodeo models, bull ridings, and pocket bikes.
Bull Riding
The ultimate 8-second challenge
Bareback Riding
Classic rodeo rough stock event
Saddle Bronc
Traditional western riding competition
Barrel Racing
High-speed timed event coverage
Have a different rodeo or bull riding? We likely cover it too. Contact us to discuss your needs.
Frequently Asked Questions
Common questions about rodeo insurance coverage.
What makes rodeo insurance different from regular motorcycle insurance?
rodeos are recreational vehicles that don't fit neatly into traditional insurance categories. Standard motorcycle policies often don't cover off-road use or undervalue smaller bikes. We specialize in understanding the true value and unique risks of rodeos and bull ridings.
Does my homeowner's insurance cover my rodeo?
Homeowner's policies typically have low limits for motorized vehicles and often exclude them entirely when used off-premises. A dedicated rodeo policy provides proper coverage for theft, damage, and liability wherever you ride.
Can I insure a modified rodeo?
Yes! We understand that many rodeo owners modify their bikes with larger engines, upgraded exhaust, and performance parts. Our accessory coverage can protect your aftermarket modifications at their true value.
Do you cover off-road riding?
Absolutely. Whether you're riding trails, private property, or your own backyard, our policies can be tailored to cover your actual riding activities.
What information do I need to get a quote?
You'll need your rodeo brand, model, year, any modifications, where you ride, and basic personal information. The quote process takes just a few minutes.
Have more questions? We're happy to help.
Contact UsGet Your Custom Quote
Every rider is different. Let us create a coverage package tailored to your specific rodeo and riding habits.