Western Sports Insurance
Coverage for every discipline in the arena. Barrel racing, team roping, calf roping, steer wrestling, and more — individual athlete protection and event liability for Western sports competitors and producers.
The Full Spectrum of Western Sports
Rodeo encompasses far more than bull riding and bronc riding. The Western sports world includes barrel racing, team roping, tie-down roping, breakaway roping, steer wrestling, steer roping, cutting, reining, and a host of other disciplines that bring competitors, horses, and cattle together in arenas across the country. Each discipline carries its own risk profile, and insurance coverage needs to reflect the specific activities involved.
At 8 Second Insurance, we provide tailored coverage for competitors across all Western sports disciplines. Whether you are a barrel racer competing in WPRA jackpots, a team roping header climbing the USTRC rankings, or an event organizer running a regional Western sports competition, we have coverage designed for your specific situation.
Barrel Racing Insurance
Barrel racing is one of the most widely contested Western sports disciplines, with hundreds of thousands of competitors ranging from professional WPRA riders to youth 4-H participants. The sport involves high-speed performance horses navigating tight turns around barrels, creating risks for both horse and rider.
Barrel racing competitor insurance covers the rider for accident medical, disability income, and accidental death benefits. Horse owners competing in barrel racing also need equine liability coverage for their performance horses and may want to carry equine mortality insurance for high-value animals. We can bundle these coverages into a comprehensive barrel racing protection package.
Team Roping Insurance
Team roping is a partner discipline involving a header and a heeler working together to rope a steer in coordinated fashion. Both partners face accident risks from horse maneuvers, rope handling, and contact with cattle. The sport is widely contested across PRCA sanctioned events, USTRC jackpots, and regional associations.
Individual team roping insurance covers each partner for accident medical and disability benefits. For roping partnerships or teams, we can structure coordinated coverage that protects both partners under aligned policy terms. Event organizers running team roping competitions need general liability and spectator coverage appropriate to the size and format of their events.
Calf Roping and Breakaway Roping Insurance
Tie-down roping and breakaway roping involve high-speed starts, rapid dismounts, and physical contact with cattle. Ropers face wrist and hand injuries from rope handling, falls during dismounts, and contact injuries with calves. Coverage for these disciplines includes accident medical with specific coverage provisions for the types of injuries common to roping.
Western Sports Event Insurance
Organizers of jackpot barrel races, team roping events, cutting competitions, and other Western sports events need event liability coverage appropriate to their specific format. Whether you are running a small club event with fifty entries or a large open jackpot drawing competitors from multiple states, event liability insurance protects you from claims by participants, spectators, and third parties.
Disciplines We Cover
Cover Your Western Sport
Tell us your discipline and competition level. We will build coverage that matches your needs and budget.